AML Protection Officer Jakarta, Jakarta, Indonesia

Overview

About the Role : Ensure compliance with Anti-Money Laundering (AML) regulations, prevent the misuse of financial products and services for illicit purposes, and safeguard the company’s reputation and integrity.

Responsibilities

• Monitor and ensure adherence to AML / CTF laws, OJK and PPATK regulations, as well as internal company policies.
• Provide management with updates on new or revised AML / CTF requirements.
• Oversee the implementation of Know Your Customer (KYC), Enhanced Due Diligence (EDD), and periodic customer reviews.
• Approve or escalate onboarding cases involving high-risk customers.
• Implement transaction monitoring systems to identify suspicious activity.
• Review unusual or large-value transactions.
• Prepare and submit Suspicious Transaction Reports (STR / LTKM) and Cash Transaction Reports (CTR / LTKT) to PPATK in a timely manner.
• Conduct AML / CTF risk assessments across customers, products, channels, and geographies.
• Maintain the AML risk register and report key findings to management.
• Develop, update, and enforce AML / CTF policies, procedures, and internal controls.
• Ensure multifinance products (leasing, consumer finance, factoring, etc.) are adequately covered by AML controls.
• Design and deliver AML / CTF training programs for employees (frontliners, operations staff, credit officers, etc.).
• Promote and strengthen a culture of compliance across the company.
• Coordinate with internal and external auditors during AML reviews.
• Serve as the primary liaison with regulators (OJK, PPATK, and Bank Indonesia if required).

Qualifications

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