Direct message the job poster from Fortress Data Services
- Analyze loan portfolios and credit exposures to ensure accurate classification based on PSAK 71 (IFRS 9) standards.
- Develop and maintain models for Expected Credit Loss (ECL) calculation, including stage assessment, probability of default (PD), loss given default (LGD), and exposure at default (EAD).
- Coordinate with teams to validate provisioning results and ensure compliance with accounting standards and OJK regulations.
B. Data Management and MIS Reporting
Design, generate, and automate Management Information System (MIS) reports related to credit performance, collection recovery, and impairment.Utilize tools such as SQL, SAS, and Tableau to process and visualize large datasets for business decision-making.Develop dashboards for management and regulator reporting (OJK, BI, auditors).Maintain data integrity across systems and ensure alignment between financial reporting and operational databases.C. Stakeholder Collaboration
Collaborate cross-functionally with IT divisions to ensure consistent application of PSAK 71 principles.Act as liaison with external auditors and consultants during PSAK 71 implementation and review.Present analytical findings and recommendations to management for business and policy improvement.Requirement :
Minimum Bachelor’s Degree (S1) in Economics, Accounting, Finance, or Management.Preferably has additional training or certification in Risk Management, Banking, or Financial Reporting (PSAK / IFRS).Minimum 5 years of experience in the financial industry, particularly in banking, fintech, or credit risk management.Proven track record as Business Analyst, MIS / Data Analyst, or Credit / Collection Head with strong understanding of financial instruments and credit risk modeling.Practical experience in PSAK 71 (IFRS 9) implementation, including loan classification, impairment calculation (ECL), provisioning, and reporting.Experience in managing or preparing reports for regulators (OJK, BI) related to credit and risk portfolios.Proficient in SQL, SAS, Tableau, and advanced Microsoft Excel (Macro, VBA).Strong ability in data analytics, MIS reporting, and performance monitoring.Familiar with data warehouse and credit risk model reporting systems.Understanding of financial system architecture and workflow automation is an advantage.Excellent communication and presentation skills, both verbal and written.Proven leadership in cross-functional coordination (Risk, IT, Finance, Legal).Proactive, self-motivated, and able to work with minimal supervision.Strong problem-solving and decision-making capabilities.Able to work overtimeSeniority level
Mid-Senior level
Employment type
Full-time
Job function
Information Technology, Finance, and Accounting / Auditing
Industries
IT Services and IT Consulting, Financial Services, and Accounting
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