AVP Risk Analysis Unit International Mid-Market

Some careers shine brighter than others.

HSBC Corporate and Institutional Banking is a markets-led, financing-focused business that provides investment and financial solutions. Through our international network, we connect emerging and mature markets, covering key growth areas. We partner with our corporate, government and institutional clients to help them achieve consistent, long-term performance. Our products and services include advisory, financing, prime services, research and analysis, securities services, trading and sales and transaction banking.

We are currently seeking an experienced professional to join this team for the role of AVP Risk Analyst Unit to support International Mid-Market, Corporate and Institutional Banking.

If you’re looking for a role that will help you stand out at HSBC, take a look at how you can fulfil your potential.

Responsibilities:

The role holder is responsible includes the following, but not limited to:

• Improve credit quality and thereby reduce potential loss to the Bank through a focused and independent analysis of credit risk, and in-depth knowledge of business of customers and industry update.
• Achieve quicker credit application turn-around times, enabling the Bank to capitalize on potential business opportunities where the time window may be limited and hence leading to greater revenue generation. CAU will perform full credit analysis (customer/industry) and Relationship Managers (“RMs”) will focus more on relationship and marketing.
• Support IMM’s Relationship Managers (“RMs”) by quickly responding to new business referrals, and by identifying customer/industry business opportunities, whilst maintaining a consistent conservative credit culture. IMM Segment may broadly define as multi-jurisdictional clients with group annual turnover up to USD400mn.
• Develop industry & sectoral specialization and through effective peer group analysis identify the trends of the business and bankable names for long-term relationship development.

Requirements:

• Has minimum 5 (five) years relevant experience in Financial / Banking institution.
• Possess good credit risk skills and good knowledge of corporate banking, commercial lending, investments and / or trade products and ability to interpret meaningful information from financial accounts.
• Good banking products knowledge, particularly credit related products and knowledge of credit application process preferably in corporate banking.
• In-depth understanding of the local market, vast industry-specific knowledge, including regulatory landscape.
• Proven track record of managing healthy credit portfolios; execution of solid credit analysis to support business growth and new to bank business acquisition.
• Execution of stress-testing and medium-to-complex cash-flow projections.
• Ability to maintain good quality of output under pressure condition and tight deadline, and ability to maintain a high level of intense concentration for a prolonged period.
• Proactive, well-developed interpersonal, influencing and presentation skills with highly motivated and prepared to accept challenges mindset.
• Effective communication skills
• Demonstrate high degree of integrity.

You’ll achieve more at HSBC

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