Funding Controller Lead

About Amartha

At Amartha, we empower micro-businesses across Indonesia, enabling growth and equal prosperity. We’ve supported over 2.7 million entrepreneurs—mostly women—by disbursing IDR 22.8 trillion in funding. As we step into 2025, Amartha is evolving into a technology‑driven financial ecosystem, expanding our reach in lending, funding, and payments. Through innovation and digital solutions, we aim to enhance accessibility, streamline processes, and create a seamless user experience.

The Team

Funding Planning and controlling Team is under Funding team, focusing on planning and controlling on funding both of retail and institution lenders to fulfill demand lending from borrowers. This team also works closely with cross‑functional team and management to align with corporate goals.

Job Descriptions

• Controlling distribution disbursement for all funding source (local, foreign and RnP)
• Monitoring funding disbursement on daily basis to optimize loan absorption on each institution with funding team, Operation team, and Finance
• Do budgeting for funding allocation for yearly and rolling forecast on monthly basis work with internal funding team, Finance and Corfin
• Managing blended cost of fund
• Monitor fund expense budgets, allocations and accruals
• Controlling and monitoring productivity of channel RM and involve to increase productivity
• Involve in driving performance sales RM and building plan for funding business
• Building Incentive scheme for RM and also other incentive / program to increase # of acquisition and / or volume disburse
• Formulating various business insights through the use of analytics‑driven methodology collaborate with portfolio management analyst or Data Science team to identify business opportunities and improve business performances
• Maintain close working relationships with different functional teams and external parties

Requirements

At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth. We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.

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