Job Description
At Kredivo we are building the future of financial services that are fast, cheap and widely accessible, wrapped up in a beautiful UX. As we are growing bigger, we are looking for Underwriting Manager who will closely collaborate with Risk Analytics team.
About the Job :
Underwriting Policies :
- Working on solutions for credit underwriting basis different product constructs
- Closely work with Data Science team to analyze of the underwriting models prepared by them and validate the performance of the same on current portfolio
- Determining the right pricing basis segmentation
- Working on standardization of policies and processes.
Performance monitoring :
Portfolio Analysis and recommending the changes to UW strategyIdentifying technological solutions to improve existing processes and overall portfolio management functionsNew Partner Integrations :
Understanding the product being offered by the new partners and the segment being catered toUnderstanding the journey, identifying the set of information available with the and requisitioning the set of data to be provided at time of applicationCreation of policy basis the product, information available and prevailing modelsFormulation of UW strategy keeping the expected loss rates in considerationMonitor the implementation of policy, UAT and production test run of policy and clear the bottlenecks, if anyAbout you : Qualifications :
Minimum Qualification required : Quant Graduate / Postgraduate in Finance / Statistics / Management
Work Experience
Minimum 5 years with 3 – 4 years in risk management and analyticsShould have a fair understanding of risk performanceShould have a very good communication skill.Superior Stake holder management skills- Work closely and align with each of the internal functions which includes Business development, Portfolio, Fraud, Data science, Product, Operations, Collections and external stakeholdersHands-on experience to work on large structured and unstructured datasets using different data processing and statistical tools is mustExperience in leading a team is a great plusMain Skills :
Applicant should be Proficient in
Data AnalyticsModel ValidationPortfolio Management (Plus)Stake Holder ManagementTechnical Skills :
Demonstrated Experience in R / Python (preferred), SQL (MANDATORY), Advanced Excel etc.
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