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Underwriting Manager

Underwriting Manager

Kredivo HoldingsJakarta, ID
30+ days ago
Job description

Job Description

At Kredivo we are building the future of financial services that are fast, cheap and widely accessible, wrapped up in a beautiful UX. As we are growing bigger, we are looking for Underwriting Manager who will closely collaborate with Risk Analytics team.

About the Job :

Underwriting Policies :

  • Working on solutions for credit underwriting basis different product constructs
  • Closely work with Data Science team to analyze of the underwriting models prepared by them and validate the performance of the same on current portfolio
  • Determining the right pricing basis segmentation
  • Working on standardization of policies and processes.

Performance monitoring :

  • Portfolio Analysis and recommending the changes to UW strategy
  • Identifying technological solutions to improve existing processes and overall portfolio management functions
  • New Partner Integrations :

  • Understanding the product being offered by the new partners and the segment being catered to
  • Understanding the journey, identifying the set of information available with the and requisitioning the set of data to be provided at time of application
  • Creation of policy basis the product, information available and prevailing models
  • Formulation of UW strategy keeping the expected loss rates in consideration
  • Monitor the implementation of policy, UAT and production test run of policy and clear the bottlenecks, if any
  • About you : Qualifications :

    Minimum Qualification required : Quant Graduate / Postgraduate in Finance / Statistics / Management

    Work Experience

  • Minimum 5 years with 3 – 4 years in risk management and analytics
  • Should have a fair understanding of risk performance
  • Should have a very good communication skill.
  • Superior Stake holder management skills- Work closely and align with each of the internal functions which includes Business development, Portfolio, Fraud, Data science, Product, Operations, Collections and external stakeholders
  • Hands-on experience to work on large structured and unstructured datasets using different data processing and statistical tools is must
  • Experience in leading a team is a great plus
  • Main Skills :

    Applicant should be Proficient in

  • Data Analytics
  • Model Validation
  • Portfolio Management (Plus)
  • Stake Holder Management
  • Technical Skills :

    Demonstrated Experience in R / Python (preferred), SQL (MANDATORY), Advanced Excel etc.

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