Senior Product Owner Amar Bank Digital

Who are we

Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading

digital lending product Tunaiku has the distinction of being the first FinTech product in

Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank we

managed to get listed on the Indonesian Stock Exchange.

How did we manage to do that

We are changing peoples perception of a bank. We believe we are the innovators who combine

customer focus principles with creating technology-based impact. We incorporate freedom and

flexibility as part of our startup working culture DNA to encourage innovation in creating better

financial solutions for the banking industry. We think of ourselves as A technology company

with a banking license. For this reason we Act like a FinTech and think like a Bank.

How did it all start

Founded on March 15 1991 in Surabaya as PT Anglomas International Bank (Amin Bank) the

bank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank)

in 2014. It has then undergone a significant digital transformation to become one of the

countrys forerunning fintech institutions through its award-winning digital lending platform

Tunaiku.

Our philosophy mission and vision

Technology must impact lives must improve lives. We exist to provide banking to those who

need and not only to those who want. Services when provided to those who need at the time

of their need brings smiles. Our vision is to bring 200 million smiles.

More about the bank with startup culture environment

Consist of 1000 people you will meet people who love to grow dream big and actually have

fun at the workplace! We provide a great working environment that pushes people to grow

outside their comfort zone. People with high drive and ambition find us a very attractive place to

work as their career growth matches their own drive and not any staid policies. Thus we hold

the honor of being awarded Best Place to Work in Indonesia.

Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific Enterprise

Awards) 2022. Of course our innovation wont stop here. So if you would love to be a part of it

have a growth mindset and are constantly hungry for challenges we invite you to join us in our

journey to Impact Lives.

Join us today and create #unlimitedinnovations!

About the position:

Senior Product Owner to take on initiatives across our digital banking portfolio: digital banking (retail & business) embedded banking Tunaiku or wherever the next priority lands. This isnt a backlog-management role and its not a ship it and move on role either. The person were looking for can take a goal and a specific performance measure then carry both through a full cycle: release measure analyze and reach a documented decision on whether to continue adjust or drop it.

Youll sit at the intersection of strategy data design and engineering turning fairly open-ended business goals (increase FX transaction volume by 30% cut onboarding drop-off in half) into something that actually ships and gets validated. And you stay on the hook for it until theres a real evidence-backed conclusion not just a launch announcement.

Requirements

• 5 years in product management/ownership roles with at least 2 years in mobile digital banking fintech or a comparably regulated high-stakes consumer product environment

• Demonstrated ownership of a product area from ambiguous goal to a documented evidence-based conclusion not just feature delivery

• Experience working within compliance/risk-constrained environments (banking payments or similarly regulated industries preferred) including adherence to SDLC and formal experimentation standards

• Track record of running rigorous experiments (with proper control groups) and using data to kill adjust or scale ideas

• Experience coordinating delivery across multiple functions without direct authority over them

• Comfortable moving across different product areas as priorities shift and picking up unfamiliar initiatives quickly

• Comfortable operating with a high degree of autonomy and ambiguity

Responsibilities:

• Lead end-to-end discovery: customer interviews market/competitive analysis and problem validation before committing to solutions

• Coordinate across Product Design Research Engineering Business Operations and Compliance without formal authority aligning all parties on scope sequence and definition of completion

• Partner with engineering to scope technical feasibility trade-offs and delivery timelines

• Partner with design on UX flows critique prototypes and run usability validation before build

• Work within established SDLC PRD and experimentation standards and raise compliance or risk implications at the earliest opportunity rather than working around them

• Define prioritize and continuously groom the product backlog using structured frameworks (RICE weighted scoring or equivalent)

• Write clear PRDs user stories and acceptance criteria that engineering and design can execute against without ambiguity

• Define the metrics and data behind each assigned measure and confirm they represent what theyre intended to before drawing conclusions

• Design and run experiments (A/B tests phased rollouts) with proper control groups and no unmanaged overlapping tests to validate hypotheses and inform go/no-go decisions

• Release each increment measure its performance analyze the outcome and document a decision to continue adjust or discontinue

• Own any defect incident or operational issue that arises between release and conclusion mobilizing the right people to resolve it and stabilize the initiative

• Report progress and outcomes to leadership with clear data-backed narratives

• Move flexibly across the banks product portfolio as priorities are re-ranked picking up new initiatives quickly and carrying each to a completed documented conclusion

• Evaluate where AI/ML can meaningfully improve the product experience or internal workflow and scope those initiatives responsibly

We exist to innovate and maintain the architecture of Amar Banks products. As part of our main focus to create through technology we ensure the process and technology we use helps maintain and build human connection at scale.

Its our job to plan monitor and control the technology growth so we can provide a faster more convenient and more efficient way of performing business transactions.

We may use artificial intelligence (AI) tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed please contact us.

Required Experience:

Senior IC

Employment Type : Full-Time
Experience: years
Vacancy: 1