Senior Product Manager - Payment (Cards)

About the job

Senior Product Manager reporting to the Head of Product. You will manage payment channel integrations worldwide. You’ll work with Engineering, Partnership / BD, Operations / Support, Risk / Compliance, Finance / Financial Operations (FinOps) / Treasury, and external schemes / banks / wallets.

Responsibilities

• Expand channels & markets : Ship country-specific payment rails (bank transfers, wallets, QR / RTP) and regional methods (e.g., WeChat Pay); define market-entry prerequisites (contracts, certifications, settlements, ops runbooks) and harmonise merchant experience where practical.
• Maximise conversion & success : Design / iterate checkout & payment flows (smart routing, issuer / wallet-aware retries, idempotency, capture / refund patterns, error taxonomy, webhooks / versioning) with clear funnel instrumentation and experiments.
• API leadership : Author / critique specs; own resource models, pagination, error semantics, versioning & deprecation; drive DX quality (docs, examples, SDK impacts, testability).
• Partner & scheme delivery : Coordinate with technical partners, banks, wallets, and schemes for integrations and certifications; review network specs and translate into capabilities.
• Operational excellence : Shrink partner-contract-to-GA lead time; improve routing availability / latency; align reconciliation / settlement flows with FinOps / Treasury; set SLAs with Ops / Support.
• Cards domain affinity : Contribute to cards initiatives as needed (3DS / SCA, tokens, auth-rate improvement, chargebacks) in collaboration with Risk / Compliance and processors.
• Cross-functional leadership : Drive decisions across Engineering, Partnership / BD, Legal / Compliance, Risk, and external providers; communicate crisply via PRDs, API docs, roadmaps, and change logs.

Desired qualifications

#J-18808-Ljbffr